When going to work, there is generally a feeling of safety and protection from injury and disease. However, because accidents happen, California requires employers to carry specific benefits for employees who may be impacted. Employers must carry both insurance and policies that cover workers if they are hurt. Several benefits are included in these policies:
These benefits protect the employee from having to cover these expenses on their own when they were safely and appropriately performing the duties of their job.
There are no laws that specifically define what injuries are covered by workers’ compensation. However, there are some common examples and categories that can help you know what injuries will likely be covered.
It is important to understand that not all injuries are covered. However, if a physical or mental injury can be clearly and directly linked to duties performed in the workplace, then you have a better chance of being covered by the benefits and policies.
While the laws cover all types of workers, including undocumented immigrant workers, there are a few classifications of employees that are not covered:
Workers’ comp covers injuries that are related to performing the duties of your job. However, workers’ comp will not cover injuries sustained by an act of God, illnesses such as a singular headache, a cold, or the flu, preexisting conditions that employees had before employment, or contracting diseases that are deemed an ordinary part of life.
Although injuries can fall into several categories, some of the most common types of injuries include lacerations, burns, contusions, fractures, strains, eye injuries, or sprains. The type of job you are asked to perform could determine the type of injury you are more likely to receive. The more physically demanding the job, the more likely one will be injured. However, injuries can happen in every job.
Workers’ comp rates are determined by the Division of Workers’ Compensation (DWC). As of January 1, 2022, the minimum temporary total disability is set at $230.95 per week and the maximum is $1539.71 per week. For those who qualify for lifetime benefits, the minimum and maximum should adjust as the DWC adjusts these prices.
If an injury occurs due to an event or exposure in the work environment, then it is considered a work-related injury. This does not just include the physical location, but it also encompasses machinery, materials, or other equipment required to complete the duties of their job.
Accidents happen, but that does not mean you should be stuck paying for them. If you are injured physically or mentally as a direct result of your job, you should consult the Barry Law Group. We can go through the details of your claim and help you understand your options. Through our compassion, professionalism, and integrity, we are committed to helping you get the optimal outcome for your injuries. Contact the Barry Law Group today to find out how our team of experienced and knowledgeable attorneys can help you recover the damages that you may be owed.
Barry Law Group is comprised of attorneys and longtime staff members who are committed to the success of your legal matter. The firm understands that for most litigation is uncharted worrisome and often terrifying.